Smart Financial Planning for Your Wedding Day

How to prepare for your wedding day with smart financial planning.

This is a sponsored conversation written by me on behalf of SunTrust Bank. The opinions and text are all mine.

Long before I met my husband I was a saver. I was always squirreling away dollars and coins for a rainy day. I wanted to be prepared for those unexpected events like the time my car broke down on the side of the road or the time my dog had a stomach bug after coming back from a weekend trip. Both times I was unexpectedly out a few hundred dollars and I was thanking my lucky stars I had banked my extra cash. It saved my butt more than once.

It makes me sad that people these days aren’t really saving.

It feels like a lot of people I know aren’t prepared for rainy days and they certainly aren’t saving for their sunny days. Saving for sunny days is something I’m really in support of because it’s important that we focus on the joyful goals and dreams we have.

I guess I should explain what I mean by a “sunny day”. A sunny day is a day that brings you a feeling of optimism and confidence. It’s a moment in life when a goal or aspiration becomes a reality. My best sunny day was my wedding day.

My husband and I married in May, only two days after we became engaged. We knew we wanted to have a wedding with our friends and family at a later date. We set our wedding for December, only 7 months later. I wanted a small wedding so we estimated 50 people. We had a healthy head-start on our wedding day savings and my parents had a budget set aside for our special day but we knew there were going to be additional expenses (hotel rooms, gifts for family members and attendants and our honeymoon!) so we sat down and created a extra savings budget. It was miserable trying to work out all of the details.

Lucky you! If you’re working toward planning your wedding day savings you have SunTrust’s Sunny Day Wedding Planning site here to help you work out your budget. It’s a tool that wasn’t around for me but is here today to help inspire and motivate you to reach your wedding day savings goal.

Let’s imagine…

Say you already have $4,000 saved but you want to save a total of $10,000 before your wedding, which is 14 months away. Visit SunTrust’s Sunny Day Wedding site and plug those figures in.

See? You need to save $428.57 per month to reach your savings goal before your wedding.

Once you click through to start your sunny day savings SunTrust supports you all the way with advice, tips, and tools to help you reach your goal, just check out their resource center!

My husband and I married on location at a bed-and-breakfast in Florida which allowed us to book a package deal which ultimately saved on hotel rooms for our out-of-state guests. We were also facing an unexpected severe medical crisis which delayed our honeymoon and forced us to reallocate savings from honeymoon budget to medical bills. We ultimately decided to have only one attendant per side in our wedding party so those expenses were really low. We ended up coming in on budget, pay off our medical bills, and focus on new savings goals for the life we were about to start building together.

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If you’re in the process of planning your wedding, or dreaming of the ‘one day’ perfect wedding-to-be check out SunTrust’s Sunny Day Wedding Planning site and get started planning your wedding budget. Subscribe to the Shine newsletter and receive inspiration and advice twice a month to help you live for a sunny day.

  • How did you plan (or are your planning) for your special sunny day?

Sunny Days start here.  At SunTrust, we have the tools and resources to help you achieve your sunny day. Start here to find out how we can help you enjoy the things that matter most to you.

At SunTrust Bank their purpose is lighting the way to financial well-being. When you feel confident about your money, you can save for your goals and spend knowingly on what matters most to you.  They know we all live for the sunny days and want to you help you live yours. yoursunnyday.com

Subscribe to the Shine newsletter and receive inspiration and advice twice a month to help you live for a sunny day.  Visit the SunTrust resource center anytime for help achieving your financial goals.

This is a sponsored conversation written by me on behalf of SunTrust Bank. The opinions and text are all mine

Ashley LaMar
Ashley lives in Atlanta, Georgia with her husband and two small dogs. If she’s not writing or blogging, she can usually be found cooking, reading, or watching baseball. She also loves horror movies.
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